:root{
  --bg: linear-gradient(180deg,#f7faff 0%,#eef3ff 45%,#ffffff 100%);
  --surface:#ffffff;
  --text:#12233f;
  --muted:#617089;
  --brand:#316bff;
  --brand-dark:#214db3;
  --border:rgba(49,107,255,0.14);
  --shadow:0 26px 60px rgba(14,32,63,.15);
}

/* Base */
*{box-sizing:border-box;margin:0;padding:0}
html:focus-within{scroll-behavior:smooth}
body{
  font-family: "Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",system-ui,Roboto,"Helvetica Neue",Arial,sans-serif;
  background:var(--bg);
  color:var(--text);
  min-height:100vh;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
}
img{max-width:100%;height:auto}
a{color:inherit}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:-9999px;top:auto}
.skip-link:focus{left:16px;top:16px;z-index:1000;background:#fff;padding:8px 12px;border-radius:10px;box-shadow:0 4px 16px rgba(0,0,0,.12)}

/* Layout */
.container{width:min(1080px,92vw);margin:0 auto}
.section{padding:72px 0}
.section h2{font-size:clamp(1.9rem,4vw,2.4rem);margin-bottom:18px}
.section p{color:var(--muted);line-height:1.6}

/* Header */
.site-header{
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid rgba(18,35,63,.08);
  position:sticky;top:0;z-index:20;
}
.header-content{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.brand{font-size:1.5rem;font-weight:800;color:var(--brand);text-decoration:none}
.main-nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.main-nav a{color:var(--text);text-decoration:none;font-weight:600}
.main-nav a:hover{color:var(--brand)}
.menu-toggle{display:none;background:transparent;border:0;font-size:1.4rem}

/* Buttons */
.button{display:inline-flex;align-items:center;justify-content:center;padding:12px 22px;border-radius:999px;text-decoration:none;font-weight:700;transition:transform .18s ease,box-shadow .18s ease}
.button-primary{background:var(--brand);color:#fff;box-shadow:0 18px 38px rgba(49,107,255,.24)}
.button-primary:hover{transform:translateY(-2px);box-shadow:0 22px 44px rgba(49,107,255,.3)}

/* Hero */
.hero{padding:96px 0 72px}
.hero-content{display:grid;gap:46px;align-items:center}
.hero-copy{display:grid;gap:18px}
.hero-copy h1{font-size:clamp(2.4rem,5vw,3.5rem);line-height:1.05}
.lede{font-size:1.125rem;color:var(--muted);line-height:1.65}
.badge{display:inline-flex;align-items:center;background:rgba(49,107,255,.1);color:var(--brand-dark);padding:8px 14px;border-radius:999px;font-weight:700;font-size:.9rem}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero-actions .link{color:var(--brand);text-decoration:none;font-weight:700}
.trust-list{display:flex;gap:12px;flex-wrap:wrap;margin-top:6px;color:var(--muted);font-size:.95rem}
.trust-list li{background:rgba(49,107,255,.08);padding:8px 12px;border-radius:999px;border:1px solid var(--border)}

/* Card */
.hero-card{background:var(--surface);border-radius:28px;padding:30px;border:1px solid var(--border);box-shadow:var(--shadow);display:grid;gap:18px}
.hero-card h2{display:flex;justify-content:space-between;align-items:center;font-size:1.2rem}
.pill{font-size:.8rem;font-weight:700;color:var(--brand);background:rgba(49,107,255,.12);padding:6px 10px;border-radius:999px;border:1px solid var(--border)}
.ledger{list-style:none;display:grid;gap:14px}
.ledger li{display:flex;align-items:center;justify-content:space-between;font-weight:600;color:var(--muted)}
.ledger li div{display:flex;align-items:center;gap:10px}
.hero-card strong{color:var(--brand)}
.card-note{color:var(--muted);font-size:.95rem}

/* Features */
.features{background:var(--surface);border-top:1px solid rgba(18,35,63,.05);border-bottom:1px solid rgba(18,35,63,.05)}
.feature-grid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.feature-grid article{background:linear-gradient(145deg,rgba(49,107,255,.08),rgba(49,107,255,.02));border-radius:20px;padding:24px;border:1px solid var(--border);min-height:160px}
.feature-grid h3{margin-bottom:10px;font-size:1.1rem}

/* How */
.steps{list-style:none;display:grid;gap:18px;padding:0}
.steps li{background:var(--surface);border-radius:20px;padding:20px 24px;border:1px solid var(--border);box-shadow:0 20px 46px rgba(18,35,63,.12)}
.steps strong{display:block;margin-bottom:6px}

/* Quotes */
.quotes{background:var(--surface)}
.quote-grid{display:grid;gap:20px}
.quote-grid figure{background:#fff;border-radius:18px;padding:22px;border:1px solid var(--border);box-shadow:0 18px 42px rgba(11,20,38,.08)}
.quote-grid blockquote{font-weight:600;line-height:1.5;color:#0e203f}
.quote-grid figcaption{margin-top:10px;color:var(--muted);font-size:.95rem}

/* Privacy block */
.privacy-content{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.privacy ul{list-style:none;display:grid;gap:12px;color:var(--muted)}
.privacy a{color:var(--brand);text-decoration:none;font-weight:700}

/* CTA */
.cta{text-align:center}
.cta-content{background:var(--surface);border-radius:24px;padding:44px 28px;border:1px solid var(--border);box-shadow:var(--shadow);display:grid;gap:12px;justify-items:center}

/* Footer */
.site-footer{background:#101d33;color:rgba(255,255,255,.78);padding:42px 0}
.footer-content{display:grid;gap:22px;align-items:center}
.footer-content strong{color:#fff}
.footer-links{display:flex;flex-wrap:wrap;gap:16px}
.footer-links a{color:rgba(255,255,255,.78);text-decoration:none;font-weight:600}
.footer-links a:hover{color:#fff}
.footer-note{font-size:.9rem}

/* Mobile nav */
.mobile-nav{display:grid;gap:8px;padding:12px 16px;border-bottom:1px solid rgba(18,35,63,.08);background:#fff}
.mobile-nav a{padding:10px 6px;text-decoration:none;font-weight:700;color:#0e203f}

/* Responsive */
@media (min-width:900px){
  .hero-content{grid-template-columns:1.2fr 1fr}
  .footer-content{grid-template-columns:1.4fr 1fr 1fr}
}
@media (max-width:720px){
  .main-nav{display:none}
  .menu-toggle{display:block;margin-right:6px}
  .hero-actions{flex-direction:column;align-items:flex-start}
}

/* Accessibility */
:focus-visible{outline:3px solid #a8c3ff;outline-offset:2px}
@media (prefers-reduced-motion:reduce){
  *{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important}
}